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Podiatry practices are businesses that bill patients for their services.
Most Australian Podiatrists charge their patients on a “fee-for-service” basis
(patients pay a fee each time they see their Podiatrist).
If you have ancillary health
cover insurance then a percentage of the fee charged can
be claimed from the health insurer. The amount
Podiatrists charge depends on the length and type of consultation and any tests or
procedures carried out.
Podiatrists in Victoria may refer you for pathology
tests, but these are not covered by Medicare. Your
podiatrist will discuss the "out-of-pocket"
expenses and offer you the option of visiting a GP for
referral for the pathology tests if you prefer Medicare
coverage.
Other patients, including health care card holders, may receive a reduced
fee from the Podiatrist although they are under no
obligation to charge a cheaper rate. Ask what fee you may have to pay when making
an appointment.
Most Podiatrists will ask you to pay on the day of your consultation,
sometimes you receive a discount if you do this. You can then send your
paid account to your ancillary health insurer and get a rebate. Your rebate can
often be paid straight into your bank
account or as a cheque sent to your home.
Other Podiatrists may give you the account on your way out or send it to you in
the mail: you will need to pay the account. You must pay the account in full
and if you have ancillary health insurance claim your rebate from your
insurance company.
Medicare Plus and Podiatry
The Medicare Plus scheme started on 1st July 2004. It
allows people under an Enhanced Primary Care (EPC) Plan
to gain access to Medicare rebates. The scheme currently
allows for up to five (5) visits per year to an Allied
Heath provider. Podiatry is one of the allied health
providers who are included in this scheme.
Who will qualify?
Patients with chronic conditions or complex care
needs, and are managed under and EPC plan will qualify.
Chronic conditions are those conditions which have
been, or are likely to be, present for six months or
more.
Complex care needs are those where a GP considers the
person who8ld benefit from care provided by more than
two health professionals as well as themselves.
You can get more information by talking to your GP or
visiting the Medicare website http://www.medicareaustralia.gov.au
HICAPS
For patients who have ancillary health insurance you
may be able to use the HICAPS payment system at your
podiatrist. HICAPS is an electronic payment processing
system that expedites and simplifies the system of
claiming rebates from health insurance companies. Many
Podiatrists in Victoria use this system. In order to
claim your rebate through HICAPS you will need to bring
your health insurance card to claim.
Using this system podiatrists can charge your health
insurance company for the rebated part of the bill and
then you pay only the amount that is remaining from the
bill to the podiatrist. You can do this by cash, cheque,
EFTPOS or credit in most circumstances.
Veteran Affairs
Patients holding a gold Veteran Affairs card will
have all charges from the Podiatrist covered by Veteran
Affairs. In order to receive treatment from a podiatrist
you must have a referral (D904) from your regular GP.
There may be circumstances where your podiatrist may
require approval from DVA to proceed with certain treatments
(supply of shoes and surgery are common reasons). The
podiatrist will be responsible in most circumstances to
contact DVA and organise the approval.
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